West Cobb 770-419-9730  |  East Cobb  678-784-4307

West Cobb 770-419-9730
East Cobb  678-784-4307

Home » PRESCRIPTION DRUG PLAN
Medicare

New To Medicare?

Becoming eligible for Medicare can make health insurance more affordable. 

Medicare Prescription Drug (or Part D) plans operate statewide under contract with CMS. All PDP's must meet Medicare's 2015 minimum standards including a maximum $320 deductible, initial coverage phase until total drug costs (plan+member) reach $2960, limited coverage (member pays 65% generic / 45% brand) in the donut hole, then catastrophic coverage when true out-of-pocket costs (member only) reach $4700.

Part D plans with the lowest premiums may have a deductible and offer the best copays at “preferred” network pharmacies, but many plans are available with first day coverage (no deductible phase). Part D plans that offer extended coverage for some drug tiers through the coverage gap have the highest premiums. These can be a good fit for someone who expects to go into the donut hole, in conjunction with either a Medicare Supplement or a medical-only PFFS Medicare Advantage (MA-only) plan.

We help you select Part D coverage by finding the plan with the lowest overall annual cost (premiums + copays) that covers all your prescription drugs. Most Medicare Advantage plans include prescription drug benefits at no extra cost. Qualifying for Part D Low Income Subsidy (LIS - or "Extra Help") lowers your prescription copays, waives any drug deductible, provides a subsidy for your plan premium according to your level of eligibility, and gives you a Special Enrollment Period to make changes any month of the year. We can help you apply for LIS.

SENIOR BENEFITS OF GEORGIA
WEST COBB OFFICE

TEL. 770-419-9730

3880 Due West Road NW
Marietta, GA 30064

SENIOR BENEFITS OF GEORGIA
EAST COBB OFFICE

TEL. 678-784-4307

2050 Roswell Rd (Remax Building)
Marietta, GA 30062